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Niyo Global Prepaid Card

Zero forex markup for travel with multi-currency support

JOIN
₹—
ANNUAL
LTF
REWARDS
—
APR
—
VISA PREPAID Classic Plastic VIRTUAL OK
[ APPLY ON NIYO → ]

§ BENEFITS

travel

Zero Forex Markup

No forex markup on international transactions at interbank exchange rates

0% markup

travel

Multi-Currency Support

Load multiple currencies and spend globally with automatic conversion

Multi-currency

travel

Real-Time Exchange Rates

View live exchange rates in the Niyo app before making transactions

Live rates

§ ELIGIBILITY

Employment
Salaried / Self-Employed / Student
Min annual income
—
Min monthly salary
—
Age
18 – 65
Min credit score
—
Existing account?
Not required
Invitation only?
No

§ FEES

Joining fee
₹—
Annual fee
Lifetime free

† Free

APR (monthly)
—
APR (annual)
—
Late payment fee
—

† per cycle, charged to statement

Over-limit fee
—
Cheque bounce
—
Grace period
—
Min due
—

§ ATM & CASH

Own bank free / month
0
Own bank charge
—
Other bank free / month
0
Other bank charge
—
International withdrawal
₹100
Cash advance fee
—

§ TRANSACTIONS

Currency markup
—
DCC fee
—
Cross-border fee
—
SMS alert / month
—
PIN regen
₹50
Physical statement
—

§ FUEL

Fuel waiver
Not available

§ LIMITS

ATM / day
₹3,75,000
POS + e-com / day
₹15,00,000
Contactless / txn
₹5,000
Contactless / day
₹50,000

§ INSURANCE

Insurance
Not provided

§ REWARDS

Rewards programme
Not available

§ LOUNGE

Lounge access
Not available

§ SIMILAR CARDS

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Niyo and earns no commission on applications.