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FreeCharge Pay Later Prepaid Card

Buy-now-pay-later with prepaid flexibility

JOIN
₹—
ANNUAL
LTF
REWARDS
—
APR
—
RUPAY PREPAID Classic Plastic VIRTUAL OK
[ APPLY ON FREECHARGE → ]

§ BENEFITS

cashback

FreeCharge Cashback

Earn flat cashback on bill payments, recharges, and DTH transactions

Up to 10%

other

Pay Later Credit Line

Access a pre-approved credit line of up to Rs 30,000 with flexible 15-30 day repayment cycles

Up to Rs 30,000

§ ELIGIBILITY

Employment
Salaried / Self-Employed
Min annual income
—
Min monthly salary
—
Age
18 – 60
Min credit score
—
Existing account?
Not required
Invitation only?
No

§ FEES

Joining fee
₹—
Annual fee
Lifetime free

† Nil

APR (monthly)
—
APR (annual)
—
Late payment fee
—

† per cycle, charged to statement

Over-limit fee
—
Cheque bounce
—
Grace period
—
Min due
—

§ ATM & CASH

Own bank free / month
0
Own bank charge
—
Other bank free / month
0
Other bank charge
—
International withdrawal
—
Cash advance fee
—

§ TRANSACTIONS

Currency markup
—
DCC fee
—
Cross-border fee
—
SMS alert / month
—
PIN regen
—
Physical statement
—

§ FUEL

Fuel waiver
Not available

§ LIMITS

ATM / day
—
POS + e-com / day
₹50,000
Contactless / txn
₹5,000
Contactless / day
₹25,000

§ INSURANCE

Insurance
Not provided

§ REWARDS

Rewards programme
Not available

§ LOUNGE

Lounge access
Not available

§ SIMILAR CARDS

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with FreeCharge and earns no commission on applications.